No. Travel insurance is not included in the cost of your tour. We strongly recommend arranging travel insurance as soon as your trip is confirmed to help protect against cancellation fees, travel interruptions and other unforeseen circumstances.
Travel insurance is one of the most important parts of planning an overseas holiday, but it is not automatically included in New Zealand Self Drive Tours itineraries unless specifically stated in your quote.
Because every traveller's circumstances are different, insurance needs can vary significantly depending on your destination, travel style, medical history and personal preferences.
Why isn't travel insurance automatically included?
Travel insurance is highly personal.
The most suitable policy depends on factors such as:
- Your age
- Your country of residence
- Your medical history
- The duration of your trip
- The type of activities you plan to undertake
- Existing insurance policies you may already have
Because every traveller's requirements are different, insurance is generally arranged separately.
Do I need travel insurance?
We strongly recommend it.
Travel insurance can provide valuable protection if unexpected events affect your trip before or during travel.
Depending on the policy selected, cover may include:
- Trip cancellation costs
- Travel interruptions
- Medical emergencies
- Lost or delayed luggage
- Emergency assistance
- Rental vehicle excess charges
Many travellers consider travel insurance an essential part of any international holiday.
When should I purchase travel insurance?
As soon as possible after booking your trip.
Arranging insurance early may provide protection for certain cancellation-related events that occur before departure, depending on the policy terms.
This can be particularly important if you've booked accommodation, flights and experiences well in advance.
What should my travel insurance cover?
Every traveller's needs are different, but we recommend ensuring your policy provides suitable cover for:
- Cancellation fees
- Trip interruptions
- Medical expenses
- Emergency evacuation
- Personal belongings
- Rental vehicle excess
- Travel delays
Before purchasing any policy, carefully review the policy wording, limits and exclusions.
Can New Zealand Self Drive Tours help with travel insurance?
No, although we can recommend Kiwi Holidays Insurance.
If you already have a preferred insurer, you may wish to contact them directly to discuss the most appropriate cover for your trip.
What happens if I need to cancel my trip?
Unexpected events can happen before departure.
Without travel insurance, you may be responsible for cancellation charges that apply to your booking.
For more information, see:
What Happens If I Have to Cancel My Booked Tour?
Is travel insurance worth it?
For most international visitors, yes.
Compared with the overall cost of a New Zealand holiday, travel insurance is often a relatively small investment that can provide valuable financial protection if things don't go according to plan.
Whether you're exploring Auckland, driving through Rotorua, visiting Mount Cook National Park or spending time in Queenstown, suitable travel insurance can provide peace of mind throughout your journey.